1) Scope of services
VOVK provides educational analysis and planning support for real estate investing decisions. Deliverables may include assumptions tables, scenario notes, risk checklists, and written memos. Any timelines and examples shown on the website are informational and not guarantees.
We do not act as a real estate agent, broker, solicitor, surveyor, lender, or regulated financial adviser. We do not sell securities, accept deposits, or hold client funds.
2) No financial, legal, or tax advice
Information on this site and in our deliverables is provided for general informational purposes. It does not constitute financial advice, legal advice, tax advice, or any regulated advice. You should consult appropriately qualified professionals for those matters.
Investment outcomes are uncertain. Past performance or example calculations do not guarantee future results.
3) Client responsibilities
You are responsible for verifying property details, conducting inspections and surveys, obtaining legal advice, and making final decisions. You are also responsible for the accuracy of the information you provide to us. Our analysis is based on your inputs and publicly available information where applicable.
4) Acceptable use of the website
You agree not to misuse the site, attempt to gain unauthorised access, interfere with normal operation, or use the site to transmit harmful or unlawful content. You also agree not to scrape, copy, or systematically extract content in a way that disrupts service or infringes rights.
5) Intellectual property
The website content, branding, templates, and deliverables are owned by VOVK Property Studio Ltd or licensed to us. You may use deliverables for your internal decision-making. You may not resell, publish, or distribute our deliverables as a standalone product without written permission.
6) Disclaimers and limitation of liability
To the maximum extent permitted by law, the website is provided on an “as is” basis without warranties of any kind. We do not guarantee the accuracy, completeness, or timeliness of information, including third-party market data.
We are not liable for losses arising from investment decisions, including lost profits, lost opportunities, or consequential losses. Nothing in these Terms limits liability where it would be unlawful to do so, including for fraud or death or personal injury caused by negligence.
7) Payments and cancellations
Service fees, scope, and timelines are confirmed in writing before work begins. If you choose to cancel after work has started, you may be charged for work completed up to the cancellation date. Any specific payment terms will be included in the engagement confirmation.
8) Confidentiality
We treat your information as confidential and use it only to perform requested services, subject to legal obligations and our Privacy Policy. You agree to treat our non-public deliverables as confidential unless you have permission to share them.
9) Changes to the site and terms
We may update the website and these Terms from time to time. Changes apply from the date they are posted. If changes materially affect your rights, we will take reasonable steps to highlight them on the site.
10) Governing law and jurisdiction
These Terms are governed by the laws of England and Wales. The courts of England and Wales have exclusive jurisdiction to resolve any dispute arising out of or in connection with these Terms or your use of the site.